Cofre Atlântico — Trust. In private.

Cofre Atlântico · Asset pledge

Your assets, in private.

«Trust. In private.»

No credit check. We assess your asset.

Need liquidity and hold a valuable asset? We explain the process clearly: assessment by the object, monthly payment of interest only, capital at redemption. In private.

Request information How it works

Information request — no contractual commitment on this site.

  • No credit check
  • Monthly payment = interest only
  • Capital at redemption
  • 8 V1 categories
  • Online requests
Discretion
Private service
Clarity
Transparent process
Custody
Care for the asset
Portugal
Service in Portuguese

How it works

Four steps. No rising-rate surprises. No 36-month plans.

  1. You request information

    You tell us about the asset (photos and description). We reply with clarifications.

  2. We assess the object

    The decision rests on the value and title of the asset — not on a credit check.

  3. Clear monthly payment

    You pay the interest for the period. Capital is due at redemption. (Mode A)

  4. You redeem the asset

    Under the agreement, you recover the object. If you miss payments, legal rules apply — we explain honestly.

See the full process

Note: Default is not «immediate loss» of the asset. There are legal timelines and formalities. Detail on the How it works page.

What we assess

In V1 we accept only these categories:

  • GoldPrecious metals
  • JewelleryJewellery
  • WatchesValuable pieces
  • SilverPrecious metals
  • PlatinumPrecious metals
  • Metal barsInvestment
  • CoinsNumismatics / bullion
  • BullionBars and ingots

We do not accept electronics, fashion (clothing, bags, etc.) or categories outside this list.

Mode A — clear monthly payment

Monthly payment = interest only for the period. Capital at redemption. No rates that rise over time.

What this means

  • The monthly payment covers interest only for the period.
  • Capital is due at redemption.
  • There are no rates that rise over time.
  • There is no 36-month horizon.
  • No price grid on this site — terms in the formal proposal after appraisal.

Orientation horizons (informative, no prices):

  • 3 months
  • 6 months
  • 12 months
  • 24 months

Transparency

We do not publish TAN or sample values on this site.

Inventoried custody, according to the type of asset.

See Mode A in detail

Frequently asked questions

Short answers. No invented testimonials.

  • Is this consumer credit?
    It is pawnbroking: liquidity rests on an asset pledge, under a pawnbroker regime. We do not run a credit check to decide. The decision rests on appraisal of the asset, under the legal terms and conditions presented to you.
  • What do I pay each month?
    The monthly payment is interest only for the period. Capital is due at redemption. No rates that rise over time.
  • Can I choose 3, 6, 12 or 24 months?
    In the interface you can see horizons of 3 / 6 / 12 / 24 months for orientation. Exact contract and terms are those presented to you after appraisal — no prices on this site. There is no 36-month horizon.
  • What if I cannot pay?
    Missing interest does not mean losing the asset the next day. In Portugal, sale of the pledge may only occur after default and legal formalities. We explain the essentials on How it works — clearly, without alarmism.
  • Where is my asset kept?
    In inventoried custody, under the process we will indicate under the terms of the contract. We do not name suppliers at this stage.

Request information

Want to know if your asset fits?

Send a request. We reply with information — no online contract at this time.

Request information Request information